Comprehensive Landlord Insurance
Landlord insurance (also known as rental home insurance) can provide a range of coverage that protects you, your rental property, and the money you earn from your tenants. Landlord insurance protects the building that is serving as a rental property, and the contents within the building.
Comprehensive landlord insurance also provides legal liability coverage, if a fault within the building injures or harms a tenant, such as a ceiling that collapses. Additionally, income protection can be provided depending on your policy if a tenant defaults on their rent payments.
We understand that every landlord’s situation is unique, which is why we offer a range of policies that include different types of coverage. Specific types of coverage, such as landlord building insurance and landlord contents insurance are available to be purchased separately.
If you are a tenant living in a rental home, renters insurance may be more suitable for you.
Building Insurance for Landlords
Landlord building insurance covers your residential or commercial investment property against natural disasters, break-ins, malicious intent by tenants, and accidental damage to the building you own. If your property becomes uninhabitable due to an insured event, you may also be able to make a claim on your loss of rental income, depending on your policy.
Landlord Contents Insurance
Landlord contents insurance covers you if a tenant’s personal belongings are damaged due to an issue that you’re responsible for, such as a burst water pipe that causes damage to the tenant’s furniture and electronics. Contents insurance for landlords can also cover your personal belongings that are inside your rental property, including furniture such as carpets and couches.
Getting a Quote and Comparing Landlord Insurance
We’re able to provide you with a range of quotes and help you compare different landlord insurance policies, helping you find the best option for your specific needs. Get in touch with our friendly team today for professional advice on insurance for your rental home.
