Do you still have Asbestos in your building?

A yellow and black sign with the words danger asbestosos.

Asbestos is a banned building product that can no longer be used, despite this, it still exists in many buildings today. The product was banned from 31st December 2003. All uses of asbestos were banned from 1st January 2004, except for existing asbestos material already in place known Asbestos Containing Material (ACM) and provided it […]

Cyber & Social Engineering Insurance – It is a growing area of risk

Security is a word that is used to describe the protection of a system or network from unauthorized.

The law today states all companies have a responsibility to ensure that their client’s information is safe from harm’s way. Your company may be held liable for any loss of client data or any resultant losses to third parties. The problem for all of us, it is a moving target when it comes to technology […]

Voluntary Work for your Strata Company

A gnome statue in a pot with plants.

Did you know that when you volunteer your personal service with your Strata Company, you can be covered for the voluntary work undertaken should you be injured? However, the benefits available to volunteers via this cover is limited, including age restrictions (as an example). It is important to make a distinction between cover provided by […]

Contract with the Local Council to empty bins on common property

A row of yellow and green trash cans.

Recently it was decided at an AGM that the Strata Company would seek to enter into an agreement with the local City Council, to enter common property for the purpose of emptying the bins. The benefit of this will see the Strata Company not have to employ a casual person to roll all the bins […]

Insurance for Common Property & Your Lot Explained

Two tall buildings with trees and grass in front of them.

Strata Title Common Property Ownership As an Owner you have an undivided share of common property. This means you, along with all other Owners of your scheme are responsible for any liabilities that arise from common property ownership. A Strata Company is an unlimited liability company. Strata Titles Act 1985 WA The Western Australia Strata […]

Responsibilities to Maintain, Disclose and Keep Insured

A river with ducks in it and tall buildings in the background.

A strata company is required to adhere to many different Acts of parliament, both state and federal. In this article we discuss when a duty to disclose is required when obtaining and renewing your insurance and examine the legal requirements around maintenance obligations At this point it is pertinent to direct you to the Western […]